May 2010

OSHA's Severe Violator Enforcement Program (SVEP)

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May 27th, 2010

According to OSHA, the SVEP will “focus increased enforcement attention on significant hazards and violations” by concentrating on employers that have demonstrated “indifference” to workplace safety obligations through willful, repeated, or failure-to abate-violations in four areas:

Will My Homeowner's Policy Cover My Jewelry?

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May 26th, 2010

Most homeowners policies limit coverage for personal valuables, and you could fall far short of replacement value if your item is lost or stolen. You need to add a low-cost insurance rider to protect jewelry and other valuables. Homeowners insurance generally covers your possessions up to 50% of your total coverage. So if you have» Read Full Article

Wisconsin Bans Texting-Effective Tools to Stay Focused While Driving

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May 25th, 2010

On Wednesday, May 5, 2010, Governor Doyle signed into law legislation (Assembly Bill 496) that will prohibit texting while driving in Wisconsin. The law will take effect on December 1st, 2010. Under the texting law, drivers cannot compose or send electronic messages such as a text or e-mail. Violations of this ban would result in» Read Full Article

OSHA 300 Case Study: The Effects of Over Recording

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May 21st, 2010

“Better to be safe than sorry.” This is normally a good philosophy to live by. But when it comes to filling out your company OSHA 300 log, this is one time where that rule can cost you. If you’re over reporting on your OSHA 300 log, your company can end up with excessively high frequency and severity rates, which can draw the wrong kind of attention. Are you over recording on your OSHA 300 log? What you don’t know could be costing you!

Fiduciary Liability vs. Employee Benefits Liability

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May 20th, 2010

Differences between the policy for Pension and Welfare Fund Fiduciary Responsibility Insurance and the Employee Benefits Liability (EBL) endorsement for the Commercial General Liability Coverage portion.

Are Company Vehicles Covered Under Your Personal Auto Policy?

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May 17th, 2010

Here’s a common question we get; “I am supplied a car by my employer and am permitted to use it for both work and pleasure.  My employer told me that I need to get my own insurance to cover me when I use the car off duty.  How can I do that under my personal» Read Full Article

OSHA 300 log: What is it? Why do companies have to fill it out?

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May 10th, 2010

The OSHA 300 log, formally known as the “Log of Work-Related Injuries and Illnesses”, is used to classify work-related injuries and illnesses and to note the extent and severity of each case. The log itself is really a listing of employee injuries, and any contract or temporary employee injuries that happened during that calendar year. So, if you have temps working for you and they are injured at your work place, you are required to put that on your OSHA 300 Log.

Violations of EPA Lead Paint Training Rule Could Result in Fines of $32,500 Per Day

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May 10th, 2010

EPA Lead Paint Rule Requirements: Anyone who is paid to perform renovation work that disturbs paint in housing and child-occupied facilities built before 1978.