July 2010

Mass Brothers Construction Puts Safety to Work

Written by
July 16th, 2010

“Jamie Vanderveldt and the staff of R&R Insurance have been invaluable in assisting our company through the process of updating our risk management program. Having a strategic business partner like Jamie who is well versed in contractual and insurance risk-allocation practices has been a great asset in the ever-evolving construction industry. While a premium has» Read Full Article

New Environmental Insurance Requirements- Portugal, Spain, and Others to come

Written by
July 15th, 2010

For many years, R&R Insurance has been a member of Assurex Global.  Through this partnership, we have relationships with other similar insurance agencies in all 50 states, and in 90 countries.  As one of the members of R&R’s International Team, we will post emerging insurance topics related to other countries in this blog.  Currently, we do» Read Full Article

Another reason to hold safety training – The same fine multiplied by employee count.

Written by
July 15th, 2010

Fred Hosier from Safetynewsalert.com posted an article that I feel is important for employers in Wisconsin to be aware of – I do also recommend taking a look at his website as he has some very good safety knowledge to offer.  If a company fails to provide safety training required by federal law to 11 employees,» Read Full Article

Soft Mkt. May Last To 2013, P&C To Release Redundant Reserves

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July 12th, 2010

The property and casualty insurance industry had more than $19 billion of reserve redundancy at the end of 2009—a majority of which will be released this year and the next, according to Morgan Stanley. A recent report on the p&c market from Morgan Stanley Investment Research said most of these reserves are in the workers’» Read Full Article

The New WC Class Codes Rates are out! See 2009 vs. 2010

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July 8th, 2010

R&R Insurance’s Resource Center has put together a 2009 vs. 2010 class code rate comparison detailing the percentage increase or decrease. Class code rates are determined by the amount of dollars spent on work-related injuries in a particular class code (typically by insurance carriers) which are then reported to the WCRB. All companies in Wisconsin» Read Full Article

Uber-Wealthy use Long-Term Care Insurance to Preserve Wealth

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July 7th, 2010

Question: What do Suze Orman, Oprah Winfrey and Terry Savage have in common (besides being bazillionaires)? Answer: They each own Long-Term Care insurance. WOW! Why would someone so wealthy own long-term care insurance? They surely could afford to self insure their care for years to come couldn’t they? Interestingly though, the nationally recognized and widely» Read Full Article

Quick Tip of the Week – Involve Workers in Job Safety Analyses

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July 7th, 2010

A job safety analysis (JSA) is not always best left only to a safety supervisor. Your workers’ experience in doing a job gives them superb knowledge of what can go wrong from a safety and health standpoint. While some hazards can be obvious to everyone, many workers probably encounter situations that haven’t been considered by» Read Full Article

5 Reasons Workers Should Be Trained in Loading Dock Safety

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July 7th, 2010

A loading dock worker was loading drywall onto a flatbed truck when a forklift being operated by a co-worker surged forward, fatally pinning him against the truck. At another workplace, a textile plant supervisor was operating a forklift truck when another forklift fell from a loading dock, causing the supervisor’s forklift to flip over. He» Read Full Article

Look-Back Period Dilutes Chances for "Free" Long-Term Care

Written by
July 2nd, 2010

Many people still believe they will be successful at divesting their estates to their heirs so they can receive “free” skilled care. It’s still possible, with a few tricky maneuvers. Advance planning can be key if it is expected that a person might need Medicaid assistance to pay for long-term care. If you divested any» Read Full Article

New Berlin Grading Lowers Experience MOD

Written by
July 2nd, 2010

“Jamie, on behalf of New Berlin Grading, Inc., thank you for the service you and R&R Insurance have given our account. Through your professional and personal attention to our needs and challenges we have been able to lower our EMR from a .99 to a .65. We attribute this success to the direct efforts of» Read Full Article