February 2011

Are Municipalities Covered by OSHA?

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February 16th, 2011

Recently one of our LWMMI (League of Wisconsin Municipalities) insureds asked this question, “Are municipalities (and related entities) covered by OSHA?” and an issue of The Municipality, confirmed a response we initially provided… “Local governments are not subject to state regulations, which are at least as stringent as OSHA, does not have jurisdiction over the state or» Read Full Article

Ten Tips To Avoid Sexual Accusations For School District Staff

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February 15th, 2011

This article gives good advice on the subject of sexual molestation. This is a district’s best defense for allegations in a particular molestation event. The best way that school personnel can protect themselves against harassment and sexual abuse allegations is to avoid scenarios with students that could be inappropriate, misunderstood or misinterpreted by students or staff. Ten Tips to Preventing Sexual» Read Full Article

New Cost-Saving Flood Insurance Option From FEMA

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February 10th, 2011

Beginning January 1, 2011, a new insurance rating option from FEMA`s National Flood Insurance Program (NFIP) allows many property owners who previously didn’t qualify, to take advantage of the low-cost insurance for two years before they are required to pay standard rates. NAPS (North American Precis Syndicate) provides information about the options for low-cost insurance» Read Full Article

IRS Guidance on Small Business Health Care Tax Credit

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February 9th, 2011

The Internal Revenue Service released final guidance for small employers eligible to claim the new small business health care tax credit for the 2010 tax year. This includes a one-page form and instructions small employers will use to claim the credit for the 2010 tax year. New Form 8941, Credit for Small Employer Health Insurance Premiums,» Read Full Article

Valuable Tips For Playground Safety Efforts

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February 8th, 2011

Dan Larsen, Coordinator of Facilities and Operations with West Allis-West Milwaukee School District wrote a synopsis of playground safety January issue of the WSSCA (Wisconsin School Safety Association) that is worth your read.  He also offers a few valuable links to assist with your playground safety efforts.   This ties in nicely with the upcoming» Read Full Article

Pick-up Trucks Most Dangerous Choice for Teenage Drivers

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February 8th, 2011

As teenagers get their driver’s licenses and hit the road, parents usually decide what their children drive, and most feel comfortable with a vehicle that’s as safe as can possibly be. A lot of times that choice is a pick-up truck because it’s large, and seemingly indestructible.  Parents and teen drivers, however, take note: a» Read Full Article

R&R Encrypts Email For Added Security

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February 7th, 2011

R&R Insurance Services is committed to providing our customers with the highest level of service and support.  We take the safeguarding of our customers’ personal information very seriously.  Your privacy will always be a priority at R&R Insurance Services. Because of this, R&R has a company-wide policy to use encryption software when sending any email» Read Full Article

SBA Assistance With Bonds For Contractors

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February 7th, 2011

The SBA has in place a Surety Bond Guarantee Program which helps contractors qualify for bonding. This offer will reduce risk for the bonding company, and will enable more contractors to qualify. R&R bonding division is available for any bonding needs or questions you might have. Contact our bond knowledgebroker Jay Zahn for more information. This plan offers assistance» Read Full Article

Bling for Valentine’s Day – Make Sure It’s Covered

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February 6th, 2011

Whether you are popping the question on Valentine’s Day or perhaps giving your sweetheart a special piece of jewelry this year,  it’s important to make sure that the gift you are giving (or getting) is protected. Documenting and protecting your jewelry Have it appraised Keep your receipt and store the appraisal with your home inventory Take a picture» Read Full Article

Roof Collapse: Avoid Snow Load Dangers

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February 1st, 2011

Property owners and residents should be aware of the weight loads heavy storms may create, especially on flat roofs. How to Protect Your Roof From Collapse Schools, churches, office buildings, restaurants, casinos, gas stations commercial buildings and residential buildings – both homes and apartment buildings, as well as carports and awnings can be affected.  Owners and residents of flat» Read Full Article