January 2012

Super Bowl Sunday Interruption

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January 31st, 2012

It was Super Bowl Sunday, 2010:  R&R Insurance intercepted the call to help a client with an emergency water damage claim. John and Katie Wilde of Hartland, Wisconsin, had their Super Bowl Sunday interrupted that day, and Dan Wolfgram of R&R Insurance intercepted the call! Needing an insurance agent after hours is common – after» Read Full Article

Guaranteed Replacement Cost

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January 31st, 2012

Would your insurance cover the cost of rebuilding your house if it was destroyed by fire or natural disaster? Just because you see “replacement” in your policy, you can’t be sure the insurance company will pay to replace everything and cover the costs. Most policies cover replacement cost for damage to the structure. But sometimes» Read Full Article

Life Insurance with R&R: Easy As 1,2,3!

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January 31st, 2012

Today, half of the American households have no life insurance. If you are one of these households, we suggest taking a look at life insurance to protect your family. Life insurance rates have never been more affordable! The rates below give you a good idea of what you can expect for rates in your age group. Monthly cost for» Read Full Article

Preventing Water Damage In Your Home

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January 31st, 2012

There are ways to prevent water damage in your home. Here are some pointers about vulnerable areas in your home and what to look for:  In Your Kitchen: The Dishwasher: Periodically check for leaks under the sink where the hose connects to the water supply. Look around the base of the dishwasher for evidence of» Read Full Article

Homeowners: Replacement Cost vs. Market Value

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January 31st, 2012

Most insurance companies insure homes based upon the cost to rebuild the home (replacement cost), not market value. “Market value” isn’t the cost to rebuild The cost to rebuild often differs from what you paid for your home, or what you might pay for a similar home in your area. Market value is not used» Read Full Article

School Bus Risk Management

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January 30th, 2012

The school transportation department of Redondo Beach, CA developed this list of thought provoking questions for school bus risk management. If your district suffers a serious school bus accident, be prepared to answer these types of questions: What Specific Steps Must a Person Take to  Become a School Bus Driver? Is there a specific initial» Read Full Article

22,453,356 Patient Records Breached Since 2005

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January 11th, 2012

22,453,356 – This number represents the amount of patient records that have been breached since 2005 at 595 healthcare entities, according to Privacy Rights Clearinghouse.  Last week the Ponemon Institute released their Second Annual Benchmark Study on Patient Privacy and Data Security.  Their results reveal a 32% increase in data breaches with 92% of the» Read Full Article