February 2012

Fleet Safety Essentials – It’s About The Driver!

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February 27th, 2012

Three key fleet safety elements all revolve around the driver: Distracted Driver Policies; Driver Selection and Defensive Driver Training. Distracted Driver Policies: Texting, talking on the cell phone and even use of hands-free devices produce higher accident rates than drunk driving. Developing an internal policy to restrict that type of behavior while your employees are» Read Full Article

LTC: Take Advantage of Your Youth

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February 27th, 2012

When is the right time to start investing in your long term care insurance?  Time is money when it comes to long term care insurance premiums.  The younger you are when you purchase your policy, the less you will pay in premiums over the course of a lifetime, because of the yearly premium being much» Read Full Article

Physician Practices Require Unique Insite for Risk Management

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February 25th, 2012

Practice managers for physician run practices are overloaded with every aspect of running a small business – from business operations, HR, recruiting, government compliance regulations and even maintenance and snow removal. With the government’s new found oversight into medical practices, billing and compliance – today more than ever – doesn’t it make sense to rely» Read Full Article

Transfer Your Cyber Liability Exposure

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February 25th, 2012

Security breaches are risky for everyone – large and small businesses alike. In fact, some would say that smaller business are more at risk because they lack the infrastructure to keep their data secure. If you have employees – you have risk in that you are storing their personal identifiable information and their bank access» Read Full Article

Exposures of Being a “Member of the Board”

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February 25th, 2012

It’s a very prestigious appointment, being asked to share your expertise on a board of directors. There are a few questions one should ask before taking the position.  The costs could clearly outweigh the benefits if not considered correctly. Learn more about the exposures of being on a board of directors, and what questions you» Read Full Article

Examples of Employee Theft – How Would Your Company Recover?

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February 25th, 2012

How do you protect the assets of a business owner in the event of an employee theft? Perhaps you have insurance coverage – but is it enough? What policies and procedures do you have in place to counteract and recover? Where do you even start? Here are a few simply questions to ask yourself about» Read Full Article

R&R Maximizes Claims Management Process With Resource Center

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February 25th, 2012

We often see claims not handled appropriately, or circumstances where important details were overlooked. It can never hurt to have another set of eyes reviewing the information on your behalf.  R&R’s Resource Center has dedicated claims management specialists who make sure that every detail is reviewed. Another area where it’s truly beneficial to have a resource double» Read Full Article

Advantages of a Structured Return to Work Program

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February 25th, 2012

There are several advantages to having a structured return to work program, all of which can shorten the length of the lost time claim, thus reducing the overall cost of the work comp claim and your workers compensation program. Reduction of lost time reduces overall cost of the workers compensation claim Gain control over the» Read Full Article

Making Time Work For You in a Workers Compensation Claim

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February 25th, 2012

Time can work for you or against you in the workers compensation system. There are three critical timing aspects in regards to workers compensation claims: Timely investigation (see 3 common mistakes of accident investigation) Timely medical treatment Addressing return-to-work intentions To learn more about these three critical areas, watch this quick video…

Positive Rapport with Occ Med Facility Can Reduce Workers Comp Costs

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February 25th, 2012

It’s important to understand how having a relationship with an occupational medical facility, and physicians can play in your favor when it comes to reducing workers compensation claims. Showing sincere interest in getting the injured worker back to work, having the physician understand your work environment and a willingness to work together can all help to» Read Full Article