March 2012

Rates Steady at +5% Increase For 3Q 2012

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March 17th, 2012

In September 2011 rates were flat. Since then, we have continued to see evidence of a changing market with the composite rate at +5 percent for both August and September 2012. What does this mean for Wisconsin businesses? Make sure you are using an independent agency that can bring multiple markets and multiple quote options to the table.» Read Full Article

Tornado Claims Create Billion Dollar Losses For Spring 2012

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March 14th, 2012

The tornado count for this year is extremely high and so are the losses. It is estimated that the losses from tornadoes, hail and high winds that struck during late February and early March alone are between $1 billion and $2 billion. It is estimated more than 150 tornadoes touched down between February 28 and» Read Full Article

One Size Does Not Fit All

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March 13th, 2012

I am often asked, ”Why should I have my insurance with R&R Insurance?” or “Why should I be with an independent insurance agent?”  Well, in honor of David Letterman, here are my top 10 reasons why you should have your insurance with R&R Insurance Services, Inc., an Independent Insurance Agency!   10. Choices, choices, choices.  We» Read Full Article

2012: Most and Least Expensive Autos to Insure

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March 6th, 2012

Are you considering buying a new car or are you nervous that you won’t be able to afford the insurance premiums? Every year, autos are ranked how expensive they are to insure. Rates are based on insurance for a single, 40-year old male who commutes 12 miles to work each day. The list for the» Read Full Article

Whats Your Insurance Score and Why Should You Care?

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March 6th, 2012

Did you know that approximately 90% of insurers use insurance scoring to help determine your premium? Insurance companies justify the use of insurance scores by citing studies that apparently show a positive correlation between credit scores and insurance claims. The use of insurance scores allows insurance companies to give better rates to customers who are less» Read Full Article

Would your current insurance policy rebuild your home?

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March 6th, 2012

How does a family bounce back from catastrophe like a fire? Like so many victims of wildfires – the Martins were devastated. They were unexpectedly hit by a wildfire which destroyed at least 1,500 homes from Santa Barbara to the Mexican border during the 2007 California wildfires. Read the true story about a family who’s home» Read Full Article

Should you adjust your deductible?

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March 6th, 2012

The insurance deductible is the portion of the bill for which you’re responsible in the event of a covered loss, such as an accident or a theft. Your insurance company deducts the amount from the settlement you receive, which explains its name. Two factors will determine whether you should adjust your deductible: your finances and your driving» Read Full Article

Will your online policy stand by you?

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March 6th, 2012

You buy insurance so that you’re protected if anything bad were to happen. With the option to shop online for your insurance, you don’t really know who you’re talking to or what you’re getting – who’s going to be there for you when you need them the most? At R&R Insurance, we’ll stand by you when you» Read Full Article