July 2012

Life Insurance for Children – Ensure Their Insurability

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July 31st, 2012

Are you protecting the life insurance needs of your children? Sometimes people overlook the need for life insurance for children or grandchildren. This is not to be thought of as morbid, rather we are thinking about future insurability. What about later in life - what if your child were to have a health condition? Buying life insurance could protect their» Read Full Article

OSHA 300 Log: The Importance of Recordkeeping

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July 30th, 2012

According to OSHA, the importance of recordkeeping is a critical part in employer’s safety and health efforts for a few reasons: Keeping track of work-related injuries and illnesses can help you prevent them in the future. Using injury and illness data helps identify problem areas. The more you know, the better you can identify and» Read Full Article

Does Your Auto Make the Top 10 Most Stolen Vehicle list?

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July 25th, 2012

The Highway Loss Data Institute put together a list of stolen vehicles based on insurance claims for model years between 2008 and 2010. You may be shocked to find that eight of the most stolen vehicles were SUVs or trucks (which also are the most dangerous vehicle for teen drivers)! Watch a demonstration of how easily» Read Full Article

Beat the Heat: Tips for Employers to Reduce Heat-Related Illnesses

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July 23rd, 2012

As summer heats up, so does the risk of heat-related illnesses.  It is critical to allow the body to gradually adjust to higher temperatures.  Excessive exposure to a hot environment can bring about a variety of heat-related health problems and illnesses.  With the increase in heat-related health problems, so too increases the frequency of accidents.» Read Full Article

Everything can change in the blink of an eye: The importance of umbrella policies

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July 16th, 2012

In the blink of an eye your life can be turned upside down by unforeseen events and things can change your life forever.  Today, more than ever, umbrella policies are a way to further protect yourself from those unforeseen circumstances.  Umbrella policies provide a minimum $1 million in additional liability coverage and can also provide» Read Full Article

Obesity Linked to Higher Workers Compensation Claims

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July 6th, 2012

A study recently conducted by the National Council on Compensation Insurance (NCCI) provides further proof of the emerging costs related to obesity in the workplace. Not only does it impact health insurance costs, but obesity has also been linked to higher workers compensation claims. The article provides further proof that proactive wellness programs in the» Read Full Article

11 Firework Safety Suggestions

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July 2nd, 2012

Have a happy and safe 4th of July holiday!  See what Freedom means to some of our R&R employees. According to the United States Consumer Product Safety Commission (CPSC), fireworks big and small, pose risks. Their report shows children under fifteen years old make up approximately 40 percent of estimated injuries. Please  keep your family safe» Read Full Article

More Gadgets, More Claim Payouts

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July 2nd, 2012

According to the Insurance Journal, the amount of lightning strike claims doubled between 2004 and 2011. Even as the actual number of claims shrank significantly; claim payouts increased. Lightning strike payouts reached nearly $1 billion in 2011 and the group says fancy new TVs and video games consoles are the reason! Lightning protection equipment in» Read Full Article