August 2012

Can You Locate the Main Water Value in Your Home??

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August 23rd, 2012

One of the messiest (and most expensive) home claims we see is water damage.  Water damage is often caused by flooding and could be results of: A pipe bursting A wash machine, water heater, toilet, water softener, the icemaker in your freezer malfunctioning Valve on a faucet breaking Vandals (remember the movie Home Alone?) Most plumbers say» Read Full Article

Dryers Start 15,000 Home Fires Annually… How’s Your Lint Trap?

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August 21st, 2012

More than 15,000 home fires are started by dryer fires every year, usually from lint build-up, but few people are aware of this danger in their home. What causes the fires? The most common cause of dryer fires is lack of lint removal and maintenance. Watch a true life dryer fire story…  Here are 8 ways» Read Full Article

Symptoms of a Concussion: Know your ABC’s

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August 13th, 2012

What is a concussion? A concussion is a type of brain injury that changes the way the brain normally works.  A concussion is cause by a bump, blow, or jolt to the head. Assess the situation Be alert for signs and symptoms Contact a health care provider What are the signs and symptoms of a» Read Full Article

M&A Insurance: The Basics

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August 10th, 2012

Although it has been used in deals for some time, M&A insurance has not entered the “mainstream” in the Midwest for middle market acquisitions for a few reasons: It is a relatively new concept to sellers and strategic buyers Premium “sticker shock” has had an effect on potential buyers The abundance of buyers has allowed» Read Full Article

Metal Thefts Continue to Hit Businesses Hard

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August 9th, 2012

Corporate Report Wisconsin published an article indicating an epidemic rise in metal theft. According to the National Insurance Crime Bureau, nationwide insurance claims for metal theft increased 81% over the last two years. The article Precious Metal, is a real eye-opener for any manufacturer or business that handles metal. The statistics are staggering. The very last paragraph shares» Read Full Article

M&A: Transitioning Through a Drawn Out Acquisition

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August 9th, 2012

There are many challenges when it comes to companies going through acquisitions.  In particular when it comes to reporting out to shareholders and how closely all involved need to monitor expenses.  A prime example came with the Willis Group Holdings’ 2008 acquisition of Hib, Rogal & Hobbs (HRH).  Willis is looking for an upswing in the» Read Full Article

6 Ways to “Bully-Proof” Your Child

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August 6th, 2012

Learn how to teach your child to stand up to bullies at school – not just words, but with actions.  Educational consultant and author, Dr. Michele Borba provides 6 tips to “bully-proof” your child: Don’t look like a victim Stay calm.  Don’t react. Say ‘no’ in a firm voice. Use a stone-faced glare. Leave the scene» Read Full Article

Long Term Care Insurance Premiums are Eligible for Tax Deductions

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August 2nd, 2012

Tax-qualified long term care insurance (LTCI) premiums are considered medical expenses. For an individual who itemizes income tax deductions, medical expenses are deductible to the extent that they exceed 7.5% of the individuals’ Adjusted Gross Income. The amount of the LTCI premium treated as a medical expense is limited to the eligible long term care» Read Full Article

Workers Compensation Rate Changes Effective October 1, 2012

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August 1st, 2012

The State of Wisconsin, Office of the Commissioner of Insurance has approved an overall decrease in Workers Compensation rates of 1.36%.  Rates are effective as of October 1, 2012 and apply to new and renewal business only. New maximum cap per claim is now $186,500! (previously $171,000)  Rate Level Change By Industry Group Level Change: Manufacturing» Read Full Article