Julie Liebelt CPCU CIC

When a Business Owner Retires, Should His or Her Insurance Retire Too?

Written by
May 17th, 2012

I am sharing a great consumer article published by the Independent Insurance Agents & Brokers of America.  If you’re contemplating selling your business, please read this article.  Discontinued operations and products liability is available and affordable.  Abstract:  If you retire, did you know that you can still be sued if you sold a defective product» Read Full Article

Should I Consider Computer Crime Coverage?

Written by
October 28th, 2011

Businesses today rely heavily on the use of computers to manage their internal operations.  Placing customer orders, inventory control, accounts payable to name a few.  In addition, online banking has become an easy and efficient method of bookkeeping.  Unfortunately, it could potentially make a thief’s job easier too; that’s why computer crime coverage is essential» Read Full Article

Top 10 Targets for Heavy Equipment Theft

Written by
August 9th, 2011

One of R&R’s best resources for information, The National Underwriter, has published a slide show on its website showing the top 10 stolen pieces of heavy equipment in the U.S.  You can view it here:  Is your equipment covered in the event of theft?    Please spend some time reviewing your current inventory of equipment and call» Read Full Article

Landscapers and Lawn Care Operators urged not to use Imprelis

Written by
July 22nd, 2011

A recent article in Lawn & Landscape advises that DuPont Professional Products has cautioned lawn care operators of the damage to conifers and other trees potentially caused by the use of the herbicide Imprelis™.  Click here to read the online article in Lawn & Landscape. 

Building Vacanies: Are You Covered?

Written by
May 24th, 2011

One very obvious result of the economic downturn is how many times we notice once-thriving businesses we drive past every day are now sitting empty. This is troubling from an insurance perspective as well.  Vacant buildings are prone to certain types of perils.  It’s important to know that the majority of property insurance policies contain a vacancy condition that eliminates» Read Full Article

The Need for Manufacturers Errors & Omissions Coverage

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March 23rd, 2011

The standard commercial general liability policy is intended to cover bodily injury or property damage that a product may cause.  However, sometimes a product does not cause injury or damage, it merely falls short in performance and causes a financial loss to a customer, leaving the manufacturer contractually obligated to compensate its customer for damages. » Read Full Article

R&R Encrypts Email For Added Security

Written by
February 7th, 2011

R&R Insurance Services is committed to providing our customers with the highest level of service and support.  We take the safeguarding of our customers’ personal information very seriously.  Your privacy will always be a priority at R&R Insurance Services. Because of this, R&R has a company-wide policy to use encryption software when sending any email» Read Full Article

R&R to begin using new ACORD 25 Certificate of Insurance

Written by
October 21st, 2010

In September 2009, ACORD revised the ACORD 25 Certificate of Insurance form.  R&R Insurance will begin using this new form in the near future. You will notice that the new ACORD Certificate of Insurance has a new appearance, and is now a single-sided document, making faxing and emailing more efficient.  Most notably is the removal» Read Full Article

Contractors' Equipment and Coinsurance

Written by
October 8th, 2010

Contractors’ equipment may be insured either on a scheduled basis, meaning listing an amount of insurance for each item, or on a blanket basis, with a larger amount shown for all tools and equipment.  With either method, it’s important to realize that the insurance policy almost always requires the contractor to insure the equipment for» Read Full Article

Employee Theft on the Rise

Written by
September 17th, 2010

New research shows that employers are seeing an increase in internal crimes, ranging from fictitious sales transactions, the theft of office equipment and retail products meant for sale to customers, and payroll checks for phantom employees being transferred electronically to an employee’s bank account. Employers suspect that workers are pilfering from them to cope with» Read Full Article