Nancy Engelbert

Real Life: Why Shouldn’t I Just Buy My Insurance Online?

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October 16th, 2012

With so many “name your own price” online insurance companies these days, we are often asked “why should I work with R&R Insurance when I can just buy my insurance online?” We had a gentleman approach one of our agents asking to review his current homeowners policy.  He believed he was paying too much with his» Read Full Article

Nine Reasons Why The Cost to Rebuild Your Home Could Be Higher Than New Construction

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December 28th, 2010

Chances are, if you’ve had a total loss on your home due to a fire or storm, you’re going to need to replace it. Hopefully you had Replacement Cost coverage on your homeowners policy. If you are going through the rebuilding process and wonder why the rebuilding costs are 30-40% higher than new construction, here» Read Full Article

Insuring Your Home: Market Value vs. Replacement Cost

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December 21st, 2010

According to a survey by Zogy International for MetLife Auto and Home, 31% of homeowners don’t know how much their home is insured for. Not only do we not know how much it’s insured for, most don’t understand that there are two very different coverage scenarios: Market Value and Replacement Value. In recent years with» Read Full Article

What is a Personal Umbrella and Do I Need One?

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June 29th, 2010

Personal umbrella liability insurance provides individuals and families with higher limits of liability protection that is excess over any personal automobile, and other liability insurance. Just think of it as an extra layer of coverage, like an umbrella over everything.

Are Company Vehicles Covered Under Your Personal Auto Policy?

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May 17th, 2010

Here’s a common question we get; “I am supplied a car by my employer and am permitted to use it for both work and pleasure.  My employer told me that I need to get my own insurance to cover me when I use the car off duty.  How can I do that under my personal» Read Full Article