I am sharing a great consumer article published by the Independent Insurance Agents & Brokers of America.  If you’re contemplating selling your business, please read this article.  Discontinued operations and products liability is available and affordable.  Abstract:  If you retire, did you know that you can still be sued if you sold a defective product» Read Full Article

Jon Nilsen, a long-time customer of R&R Insurance, explains just how easy the claims process can be. Jon’s travel trailer was damaged by high winds in June 2010.  Jon was able to have his property replaced in only 4 days! Wisconsin residents, if you would like additional information, please contact us.

The Business Income from Dependent Properties portion of your property policy provides insurance coverage in the event the damage or destruction of non-owned property reduces or terminates the insured’s earnings. Dependent property coverage extends to protect the insured from business income losses emanating from the suspension of operations of non-related entities. You don’t want to underestimate the» Read Full Article

The first thing a business owner needs to overcome is that it is possible that their business could be subject to a loss.  Tempting fate is not a good idea when you have the fiduciary responsibility of so many people and families – not to mention a business to keep running! Don’t think it can’t happen to you –» Read Full Article

Business Income Extra Expense coverage responds to the resulting financial loss & the additional expenses necessary to maintain the business, payroll for employees, and customers.  Business owners must also protect themselves against financial loss due to a slowdown or shutdown of their operations that can result from the damage or destruction to their property.  Some» Read Full Article

The Joint Commission (not-for-profit organization that accredits health care organizations) recently published a Sentinel Event Alert discussing healthcare worker fatigue and patient safety.  We can all think about a personal experience where fatigue has impacted one or more of our performance behaviors resulting from insufficient quality or inadequate sleep.  Research clearly documents mental overexertion can lead» Read Full Article

There has been another round of fraudulent letters issued to U.S. Department of Transportation (DOT) contractors and potential contractors purporting to be issued by DOT.  This new string of letters appears to be from the “U.S. Department of Transportation Procurement Office” and signed by a fictitious name of “Julie Weynel – Senior Procurement Officer.” The letters» Read Full Article

When I started in the disability insurance industry in the 1980′s, there were more than 300 disability insurance carriers.  Today there are less than 35! This emphasizes the importance of the Quality of Carrier when choosing a disability insurance product. Additionally, the definition of “Own Occupation” within your policy will protect what you do specifically» Read Full Article

Clients often ask if they should be concerned when their MOD is released from the bureau. Very often we find mistakes in the released MOD and can save clients thousands of dollars by verifying their MOD. Nancy McMurry, Resource Center Director, explains some of the things we look for in this verification process… Wisconsin businesses interested in» Read Full Article

After 70 months of rate decline, we see the market turning. Richard Kerr, CEO of MarketScout noted, “In September 2011 rates were flat. Since then, we have continued to see evidence of a slowly turning market with the composite rate at 0 percent for October; 1 percent increase for November 2011 through January 2012 and now a» Read Full Article