Health Care Reform Law Here To Stay: What Do Employers Have To Do Next?

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November 8th, 2012

President Barack Obama has been re-elected for a second term in office. Obama’s re-election, along with last summer’s Supreme Court decision upholding the health care reform law, cements the Democratic Party’s dedication to the legislation. What do employers have to do next? With the landscape of employer-provided health care potentially changing over the next few» Read Full Article

Obese Workers Have 50% More Work Comp Claims

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October 8th, 2012

The State of Wisconsin estimates it could save $12 billion dollars if residents “slim down”. With National Health Expenditures continuing to rise, employers profits are being consumed by healthcare costs.  Some estimates are as high as 58% after taxes!  Today, nearly half of all workers compensation claims include loss time or disability rating. In particular,» Read Full Article

Neil Armstrong’s Life Insurance Paid for by Creativity

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September 17th, 2012

Most of us would think that a NASA Astronaut would make enough earnings to buy most anything they would want.  Not the case for Neil Armstrong.  Prior to the departure of Apollo 11, Armstrong wanted to purchase Life Insurance to have his family financially protected should something go wrong with the mission.  In 1969 an» Read Full Article

Healthcare Worker Fatigue and Patient Safety

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March 28th, 2012

The Joint Commission (not-for-profit organization that accredits health care organizations) recently published a Sentinel Event Alert discussing healthcare worker fatigue and patient safety.  We can all think about a personal experience where fatigue has impacted one or more of our performance behaviors resulting from insufficient quality or inadequate sleep.  Research clearly documents mental overexertion can lead» Read Full Article

Cyber Liability Seminar Announced

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July 15th, 2011

R&R Insurance announces the date for the new Cyber Liability seminar, which will cover how a business can protect itself against cyber crime, will be Wednesday, October 5, 2011, 8:00am – 11:30am, held at the MRA conference Center in Waukesha, WI. Companies receive an average of 4 million attacks against their networks on a daily» Read Full Article

Is Your Healthcare Practice Covered For Compliance Allegations?

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July 12th, 2011

In 2009, medicare reclaimed $2.51 billion from physicians and other health-care providers which is a 29% increase over the prior year. Over $441 million in federal medicare money was returned in 2009 which was a 29% increase over 2008. R&R Insurance offers protection for your practice and reputation with FFActs Regulatory Compliance Insurance. Coverage Includes: Protection from Alleged» Read Full Article

Cardiology Physician Group Covered For $2.4 Million Repayment

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July 9th, 2011

A four-physician cardiology group in Mississippi was targeted by the Center for Medicare Services (CMS). After an initial review of 159 claims, CMS determined that 30 were improperly paid. Based on the error rate, CMS demanded more than $2.4 million be repaid to the Medicare program within 30 days. Fortunately, the group had purchased the» Read Full Article

HIPPA Regulations Another Liability For Hospitals

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July 7th, 2011

Rules governing the restricted use of patient information create an additional liability exposure for the healthcare industry. The final HIPAA regulations establish the first ever national standards for privacy of health information. Enforcement activity for non-compliance may become an additional challenge for hospitals that are governed by these regulations in the near future.  R&R Insurance offers coverage» Read Full Article

AHA's RACTrac Traces Hospital RAC Activity Impact

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July 6th, 2011

Centers for Medicare & Medicaid Services (CMS) Recovery Audit Contractor (RACs) conduct automated reviews of Medicare payments to health care providers—using computer software to detect improper payments. RACs also conduct complex reviews of provider payments—using human review of medical records and other medical documentation to identify improper payments to providers. Improper payments include: incorrect payment» Read Full Article

STARK Violations – Non Compliant Healthcare Referral Agreements

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May 25th, 2011

Patient referral relationships and financial incentive arrangements between hospitals and other healthcare services could be found in violation of the current STARK regulations (Non-Compliant Referral Agreements). Hospital contracts, leases and other side agreements are now under intense scrutiny and could prove costly to hospital practices for unintentional violations. Understanding the laws governing referral relationships is» Read Full Article