Our hearts are heavy with yet another active shooter event in Milwaukee at Azana Spa in Brookfield, WI. Our thoughts and prayers go out to the families of the victims, and our wishes for a speedy recovery for the survivors. Unfortunately, violent attacks are becoming more prevalent in our schools and workplaces.  Being able to protect» Read Full Article

R&R Insurance announces the date for the new Cyber Liability seminar, which will cover how a business can protect itself against cyber crime, will be Wednesday, October 5, 2011, 8:00am – 11:30am, held at the MRA conference Center in Waukesha, WI. Companies receive an average of 4 million attacks against their networks on a daily» Read Full Article

Recently one of our LWMMI (League of Wisconsin Municipalities) insureds asked this question, “Are municipalities (and related entities) covered by OSHA?” and an issue of The Municipality, confirmed a response we initially provided… “Local governments are not subject to state regulations, which are at least as stringent as OSHA, does not have jurisdiction over the state or» Read Full Article

Municipalities, public schools and anyone employing “public sector” employees must complete an OSHA 300 log.  The deadline is March 1 each year for public sector employers.  Additionally, they are required to annually complete form SBD-10710 which is the same information that is on the OSHA 300A form.  Unlike OSHA that requires completion of the log by companies that employ» Read Full Article

What is Equipment Breakdown? Equipment Breakdown is Property coverage.  It has a different title, but it is an extension to the Property form.  In most Property forms you will find exclusions for losses due to steam boiler explosion, loss due to mechanical breakdown and loss due to electrical arcing (the latter is where I see» Read Full Article

 This question was posed by one of the LWMMI insured utility districts and the timing was perfect as the August 2009 issue of “The Municipality”, a publication of the League of Wisconsin Municipalities confirmed the response we provided. Here’s the response (slightly paraphrased) from “The Municipality”: Local governments are not subject to Occupational Safety and» Read Full Article