Personal Insurance

Twister Doesn’t Stop Camper

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May 11th, 2012

Jon Nilsen, a long-time customer of R&R Insurance, explains just how easy the claims process can be. Jon’s travel trailer was damaged by high winds in June 2010.  Jon was able to have his property replaced in only 4 days! Wisconsin residents, if you would like additional information, please contact us.

Exterior Spring Cleaning: 9 Spots You Dont Want to Miss!

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May 3rd, 2012

With record breaking warm weather, spring fever is officially here and with it comes spring housekeeping! Completing tasks this spring could save you money in the future. Maintaining your home’s exterior will preserve its quality & function and perhaps even protect resale value! Painting: Do you have any painted exterior wood trim, decking or siding that is beginning» Read Full Article

Is Smart Technology Putting You At Risk?

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May 3rd, 2012

According to the Wall Street Journal, 12 million Americans got hit by identity fraud in 2011, a 13% increase from 2010, due in part to the growing use of social media websites and smart phones. WSJ explains that 7% of smart phone owners became identity fraud victims in 2011! Why? Because smart phones are mini computers that store your» Read Full Article

Weather Related Disasters Affect Homeowners Insurance Rates

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May 3rd, 2012

Weather is hard to predict, even with new technologies and smarter computers, insurance companies have to rely on historical data to predict the future. And if they are using recent history, that future doesn’t look so bright for the cost of home insurance. (In 2010, more natural disasters hit in a single year than any» Read Full Article

Is Your Family Prepared For a Disaster?

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April 26th, 2012

At R&R Insurance, we take great pride in our role as advisor and protector of our clients’ most precious assets.  We realize you’ve worked hard for everything in your life, and do the best we can to help you safeguard it. To start, Dan Wolgram, Vice President of Personal Lines has a quick suggestion that everyone» Read Full Article

Tornado Claims Create Billion Dollar Losses For Spring 2012

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March 14th, 2012

The tornado count for this year is extremely high and so are the losses. It is estimated that the losses from tornadoes, hail and high winds that struck during late February and early March alone are between $1 billion and $2 billion. It is estimated more than 150 tornadoes touched down between February 28 and» Read Full Article

2012: Most and Least Expensive Autos to Insure

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March 6th, 2012

Are you considering buying a new car or are you nervous that you won’t be able to afford the insurance premiums? Every year, autos are ranked how expensive they are to insure. Rates are based on insurance for a single, 40-year old male who commutes 12 miles to work each day. The list for the» Read Full Article

Whats Your Insurance Score and Why Should You Care?

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March 6th, 2012

Did you know that approximately 90% of insurers use insurance scoring to help determine your premium? Insurance companies justify the use of insurance scores by citing studies that apparently show a positive correlation between credit scores and insurance claims. The use of insurance scores allows insurance companies to give better rates to customers who are less» Read Full Article

Would your current insurance policy rebuild your home?

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March 6th, 2012

How does a family bounce back from catastrophe like a fire? Like so many victims of wildfires – the Martins were devastated. They were unexpectedly hit by a wildfire which destroyed at least 1,500 homes from Santa Barbara to the Mexican border during the 2007 California wildfires. Read the true story about a family who’s home» Read Full Article

Should you adjust your deductible?

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March 6th, 2012

The insurance deductible is the portion of the bill for which you’re responsible in the event of a covered loss, such as an accident or a theft. Your insurance company deducts the amount from the settlement you receive, which explains its name. Two factors will determine whether you should adjust your deductible: your finances and your driving» Read Full Article