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	<title>Comments for MyKnowledgeCenter</title>
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	<link>http://myknowledgecenter.com</link>
	<description>Risk management and loss prevention resources for businesses, for individuals, for life.</description>
	<lastBuildDate>Fri, 03 Feb 2012 01:48:28 +0000</lastBuildDate>
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		<title>Comment on Super Bowl Sunday Interruption by MARY AND JOE</title>
		<link>http://myknowledgecenter.com/personal-insurance/super-bowl-sunday-interruption/#comment-1961</link>
		<dc:creator>MARY AND JOE</dc:creator>
		<pubDate>Fri, 03 Feb 2012 01:48:28 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=2446#comment-1961</guid>
		<description>OUTSTANDING REPRESENTATION FOR R AND R INSURANCE!  YOUR CUSTOMERS INTERVIEWED WERE EXCEPTIONAL!  WE ARE VERY PROUD OF OUR SON AND HIS WIFE!!</description>
		<content:encoded><![CDATA[<p>OUTSTANDING REPRESENTATION FOR R AND R INSURANCE!  YOUR CUSTOMERS INTERVIEWED WERE EXCEPTIONAL!  WE ARE VERY PROUD OF OUR SON AND HIS WIFE!!</p>
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		<title>Comment on Lightning Victim At Ease After Home Starts on Fire by Kathleen Saeger</title>
		<link>http://myknowledgecenter.com/personal-insurance/lightning-victim-at-ease-after-home-starts-on-fire/#comment-58</link>
		<dc:creator>Kathleen Saeger</dc:creator>
		<pubDate>Sun, 03 Jul 2011 18:18:09 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=1415#comment-58</guid>
		<description>The video just inforced what I already new we are insured by the best Company.  Lisa Bierdeman is our agent and she is ALWAYS personable, knowledgeable, and always a pleasure to work with.  I am confident she makes sure we are well insured.</description>
		<content:encoded><![CDATA[<p>The video just inforced what I already new we are insured by the best Company.  Lisa Bierdeman is our agent and she is ALWAYS personable, knowledgeable, and always a pleasure to work with.  I am confident she makes sure we are well insured.</p>
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		<title>Comment on New Cost-Saving Flood Insurance Option From FEMA by Water Damage Do&#8217;s and Don&#8217;ts &#171; R&#38;R Insurance &#8211; The Knowledge Brokers</title>
		<link>http://myknowledgecenter.com/business-insurance/new-cost-saving-flood-insurance-option-from-fema/#comment-50</link>
		<dc:creator>Water Damage Do&#8217;s and Don&#8217;ts &#171; R&#38;R Insurance &#8211; The Knowledge Brokers</dc:creator>
		<pubDate>Fri, 13 May 2011 15:23:10 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=628#comment-50</guid>
		<description>[...] For Wisconsin residents, contact a KnowledgeBroker at R&amp;R Insurance for information on protecting your home from water damage, floods, broke pipes. We do offer sewer backup endorsements and have up to date information for flood zone residents, including the new cost-saving flood insurance from FEMA. [...]</description>
		<content:encoded><![CDATA[<p>[...] For Wisconsin residents, contact a KnowledgeBroker at R&amp;R Insurance for information on protecting your home from water damage, floods, broke pipes. We do offer sewer backup endorsements and have up to date information for flood zone residents, including the new cost-saving flood insurance from FEMA. [...]</p>
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		<title>Comment on New Cost-Saving Flood Insurance Option From FEMA by Dan Wolfgram</title>
		<link>http://myknowledgecenter.com/business-insurance/new-cost-saving-flood-insurance-option-from-fema/#comment-49</link>
		<dc:creator>Dan Wolfgram</dc:creator>
		<pubDate>Tue, 22 Feb 2011 19:48:58 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=628#comment-49</guid>
		<description>I think a lot of people might think that only people who live on a flood plain.  I recall seeing that FEMA indciated 25 percent of all flood claims come from homes located outside designated flood plains.  Another option to consider is purchasing sewer and drain backup/sump pump failure for water that comes in via your sewer or your sump pump crock.</description>
		<content:encoded><![CDATA[<p>I think a lot of people might think that only people who live on a flood plain.  I recall seeing that FEMA indciated 25 percent of all flood claims come from homes located outside designated flood plains.  Another option to consider is purchasing sewer and drain backup/sump pump failure for water that comes in via your sewer or your sump pump crock.</p>
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		<title>Comment on Pick-up Trucks Most Dangerous Choice for Teenage Drivers by Dan Wolfgram</title>
		<link>http://myknowledgecenter.com/personal-insurance/pick-up-trucks-most-dangerous-choice-for-teenage-drivers/#comment-48</link>
		<dc:creator>Dan Wolfgram</dc:creator>
		<pubDate>Thu, 10 Feb 2011 15:14:25 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=684#comment-48</guid>
		<description>Great article!  Another huge factor for teen drivers is restricting the use of the car (who can drive with them, hours that they can use the car, etc.).</description>
		<content:encoded><![CDATA[<p>Great article!  Another huge factor for teen drivers is restricting the use of the car (who can drive with them, hours that they can use the car, etc.).</p>
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		<title>Comment on Bling for Valentine&#8217;s Day &#8211; Make Sure It&#8217;s Covered by Dan Wolfgram</title>
		<link>http://myknowledgecenter.com/personal-insurance/bling-for-valentines-day-make-sure-its-covered/#comment-46</link>
		<dc:creator>Dan Wolfgram</dc:creator>
		<pubDate>Mon, 07 Feb 2011 16:35:14 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=681#comment-46</guid>
		<description>Hi Tom:

Generally speaking, a rider or endorsement will provide broad coverage on jewelry.  Normally speaking, it will include losing an item or if it goes &quot;missing&quot;.  I will have your agent Tom Mack contact you to give you more details.
Dan Wolfgram
Personal Lines Manager, R&amp;R Insurance Services, Inc.</description>
		<content:encoded><![CDATA[<p>Hi Tom:</p>
<p>Generally speaking, a rider or endorsement will provide broad coverage on jewelry.  Normally speaking, it will include losing an item or if it goes &#8220;missing&#8221;.  I will have your agent Tom Mack contact you to give you more details.<br />
Dan Wolfgram<br />
Personal Lines Manager, R&amp;R Insurance Services, Inc.</p>
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		<title>Comment on Bling for Valentine&#8217;s Day &#8211; Make Sure It&#8217;s Covered by Tom Boudreau</title>
		<link>http://myknowledgecenter.com/personal-insurance/bling-for-valentines-day-make-sure-its-covered/#comment-45</link>
		<dc:creator>Tom Boudreau</dc:creator>
		<pubDate>Mon, 07 Feb 2011 14:14:11 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=681#comment-45</guid>
		<description>With West Bend Mutual, I have a rider where my wife&#039;s engagement ring is scheduled. Is it covered if it were to simply go missing?  And, is it covered if I&#039;m on vacation in the Caribbean?

Thanks,
Tom</description>
		<content:encoded><![CDATA[<p>With West Bend Mutual, I have a rider where my wife&#8217;s engagement ring is scheduled. Is it covered if it were to simply go missing?  And, is it covered if I&#8217;m on vacation in the Caribbean?</p>
<p>Thanks,<br />
Tom</p>
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		<title>Comment on OSHA 300 log: What is it? Why do companies have to fill it out? by Schools Exempt From OSHA 300 Log &#171; R&#38;R Insurance &#8211; The Knowledge Brokers</title>
		<link>http://myknowledgecenter.com/business-insurance/what-is-osha-300-log/#comment-14</link>
		<dc:creator>Schools Exempt From OSHA 300 Log &#171; R&#38;R Insurance &#8211; The Knowledge Brokers</dc:creator>
		<pubDate>Thu, 06 Jan 2011 21:36:27 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=147#comment-14</guid>
		<description>[...] colleges, universities and libraries) are not required to keep OSHA injury and illness records (OSHA 300 Log), unless they are asked in writing to do so by OSHA, the Bureau of Labor Statistics (BLS), or a [...]</description>
		<content:encoded><![CDATA[<p>[...] colleges, universities and libraries) are not required to keep OSHA injury and illness records (OSHA 300 Log), unless they are asked in writing to do so by OSHA, the Bureau of Labor Statistics (BLS), or a [...]</p>
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		<title>Comment on Insuring Your Home: Market Value vs. Replacement Cost by Nine Reasons Why The Cost to Rebuild Your Home is Higher Than New Construction &#171; R&#38;R Insurance &#8211; The Knowledge Brokers</title>
		<link>http://myknowledgecenter.com/personal-insurance/insuring-your-home-market-value-vs-replacement-cost/#comment-44</link>
		<dc:creator>Nine Reasons Why The Cost to Rebuild Your Home is Higher Than New Construction &#171; R&#38;R Insurance &#8211; The Knowledge Brokers</dc:creator>
		<pubDate>Tue, 28 Dec 2010 16:12:44 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=593#comment-44</guid>
		<description>[...] Insuring Your Home: Market Value vs. Replacement Cost [...]</description>
		<content:encoded><![CDATA[<p>[...] Insuring Your Home: Market Value vs. Replacement Cost [...]</p>
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		<title>Comment on Look-Back Period Dilutes Chances for &quot;Free&quot; Long-Term Care by Kathy Holmes</title>
		<link>http://myknowledgecenter.com/long-term-care-insurance/look-back-period-dilutes-chances-for-free-long-term-care/#comment-28</link>
		<dc:creator>Kathy Holmes</dc:creator>
		<pubDate>Sat, 11 Dec 2010 17:10:25 +0000</pubDate>
		<guid isPermaLink="false">http://myknowledgecenter.com/?p=286#comment-28</guid>
		<description>My brother &amp; I have POA for our ageing parents. We began cashing out their CD&#039;s as they matured and tranferring them into accts in our name in early 2006 thru late 2007. Total amount was approx $100,000.00 We&#039;re hoping on keeping them OUT of a nursing home for another year or so with home health care providers. My question is, can I cash out the more recent CD&#039;s to pay for this care and could this be a problem for us IF they go into a nursing home and these CD&#039;s do not pass the &quot;look back&quot; period and they have been spent?</description>
		<content:encoded><![CDATA[<p>My brother &amp; I have POA for our ageing parents. We began cashing out their CD&#8217;s as they matured and tranferring them into accts in our name in early 2006 thru late 2007. Total amount was approx $100,000.00 We&#8217;re hoping on keeping them OUT of a nursing home for another year or so with home health care providers. My question is, can I cash out the more recent CD&#8217;s to pay for this care and could this be a problem for us IF they go into a nursing home and these CD&#8217;s do not pass the &#8220;look back&#8221; period and they have been spent?</p>
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