Group vs. Individual Disability Insurance
Group disability insurance is most often less expensive – but beware, the benefits are almost always less as well. If you rely solely on the group disability plan, you may be underinsured.
As I explain in this quick video, there is significance to being able to receive both the policy’s benefits and also social security disability benefits. If you are in a Group policy, you only get the group policy benefits. If you have an individual policy, you get both the monthly benefits of the individual policy PLUS the social security benefits you are entitled to.
Learn more in my short video….
Physicians and professionals wanting more information about R&R Insurance’s disability products should contact Donald Levings, 262-953-7124.